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To Create Wealth, Stop Worrying about Pennies and Focus on the Dollars

When I was studying finance at the University of Nebraska, we studied a lot of different business and their decision making.  One such study focused on an aircraft parts company, and their decisions...

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Don’t Let the Pennies Add Up to Major ‘Budget Leaks’

I recently wrote an article talking about not worrying about pennies and focusing on dollars when trying to create wealth.  So why write an article about pinching pennies now? I think that it is...

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Minimalism-ish Update #1: Four Big Challenges and Small Wins

A few weeks ago, my wife and I decided that we would take on a bit of a lifestyle change.  We are wanting to have my wife work part time to spend more time with our son and family.  We also have some...

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Our 21 Day ‘No Buy July’ Challenge Starts NOW

Summer is a great time of the year to be lazy, take a vacation, and slow things down a bit.  There are no major holidays now, no tax deadlines or end of year planning.  You are not trying to have New...

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3 Spending Habits Anyone Can Break Today

Habits are usually formed in three parts.  There is a trigger, then a behavior, then ultimately a reward that our brain remembers so we continue with the habit in the future.  It is actually then wired...

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Why You Need to Levelize Your Yearly Gift Budget

Do you ever sit back and realize how much money you spend buying gifts every year?  There are baby showers, weddings, birthdays, Valentine’s Day, kids school made up holidays, and then top it all off...

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Another Month, Another Summer Savings Challenge!

My wife and I are nearing the end of our fun ‘No Buy July’ challenge.  I will be updating the results and posting them soon to talk about how that challenge ended up for us.  We had a fun time...

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No Buy July Recap and Musings!

Well July came and went fast for our family.  We enjoyed a great trip to see my grandmother in Nebraska.  Along the way we saved a lot of money using travel rewards, created some awesome memories on my...

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The Easiest Budget in The World (Only 3 Rules to Follow)

There is a pretty big battle on the internet regarding if someone needs or does not need a budget.  Google (or Bing, if that is your thing) ‘why you don’t need a budget’ and 4 of the articles on the...

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Minimalism-ish Update #2: (Very) Slowly but Surely Getting There!

About two months ago, we embarked on decluttering our lives and ridding our home of all the unnecessary items that we never use.  You can read all about why we started this process here. The main...

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